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  • Over 68% of all Americans over 18 years of age and up do not have a will and testament. A Will is a legal document that sets forth your wishes regarding the distribution of your property and the care of any minor children and pets. If you die without a will, those wishes may never be carried out not to mention it can cause massive issues with siblings and families fighting over assets. Further, your heirs may end up spending additional time, money and emotional energy to settle your affairs after you're gone while its stuck in probate being leached on by the courts and estate attorneys. contains your direct wishes for your property and assets, as well as the care of your dependents. 

  • There is no single document that will likely resolve every issue that arises after you pass, however a Last Will & Testament can come pretty close if you are not able to afford proper asset Protection. We want everyone to have access to this and is why we are offering this to anyone who wants and needs a Will & Testament.

    When it comes to asset protection and Trusts, many people think that only the wealthy can have Trusts. This couldnt be further from the actual truth. ITs 100% a Myth as Trusts are used by the wealthy all the time but its also for any average person who has over $100,000 in assets such as a personal home with equity. Now Trusts can be expensive as there are many different type of trusts out there so its important to understand which one is right for you and your situation which is what we do here at Obsidian Wealth Management, LLC and DoWhatTheWealthyDo.com, as we setup Asset Protection plans and trusts for our clients based on their specific needs, however a Will & Testament is a great start and is something we always have our clients obtain no matter if they work with us on Asset Protection side or not. Now let's dive into some Pros & Con's of a Will and Testament. 


  • You avoid having the probate courts rob you of your hard earned dollars and assets that are to go to your beneficiaries

  • You can keep your assets out of the hands of people you don't want to have them (like an estranged or disgruntled relative.)

  • You can identify who should care for your children. Without a will, the courts will decide who takes care of your children.

  • You can identify who should care for your pets and how much money will be allocated for them for food, vet bills ect.

  • Your Heirs will have a faster and easier time getting access to your assets that were left for them.

  • You can plan to save your estate money on taxes. You can also give gifts and charitable donations, which can help offset the estate tax.


  • You have ZERO asset protection with a Will and Testament

  • You still have to go through Probate where the courts will charge your estate to clear assets according to your will

  • You are not implementing what the wealthy do which is protect their assets while avoiding probate


  • Why Are You Giving This Away For Free?

  • We believe at Obsidian Wealth Management and DoWhatTheWealthyDo.com that everyone out there should have a Will & Testament to simplify the probate process. Now we are big advocates on proper asset protection where probate is avoided and your assets are protected from creditors and lawsuits, however a Will & Testament is a good start. We know that by providing something to a person or business owner who could benefit from it and doesn't have one, will begin to think about how they may need or would like Asset Protection now or in the future.

    We give this away knowing that we are doing our part and helping people get the bare bones minimum done so that they have some control over what happens to their assets when they die. We expect nothing in return. Should they begin acquiring assets and look to implement Asset Protection, we could only  they come to us to help them accomplish that goal.

  • Do I still need a Will & Testament if I decide to do Asset Protection with OWM?

  • Yes, all of our new clients will get a Free Will & Testament, then once we do asset protection, we will utilize some of that Will & Testament to create what is called a "Spill Over Will & Testament" which will allow for anything forgotten that is not included in the Trusts, will automatically be deemed and granted to the trust(s). This also helps us with the setup of asset protection giving us an idea of the assets one has.

  • Why does 68% of Americans not have a Will & Testament?

  • Many Americans are simply lazy or they don't feel that this is important of enough of task to complete and therefore they never do it. By not doing this it can cause a major riff in peoples families. We have seen families of generations get torn apart due to a lack of organization within ones estate. Estate planning is crucial and must not be avoided. By having a Will & Testament, it will help on the bare minimum side of things keep your estate semi organized so that when it does go to probate, the courts have an exact idea of what your wishes are and will help execute your wishes at a cost of course.

  • What would this cost me to do through an attorney?

  • This could cost you anywhere from $550-$750 depending on your marital status. Again we feel that everyone should have one for Free and if they can protect their assets by enrolling into an asset protection program even if its not through OWM, we want them to be protected by creditors and lawsuits because 96% of the worlds lawsuits are right here in our back yard of the good old United States of America.

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2232 Dell Range Blvd Suite 245-3194, Cheyenne WY 82009

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